NORTH Idaho Real Estate Pro


Coeur d'Alene Idaho Homes for Sale - Manufactured Home Financing is Available - Your North Idaho Real Estate Pro

Coeur d'Alene Idaho Homes for Sale.

Manufactured Home Financing is Available - Your North Idaho Real Estate Pro - Kootenai County, Coeur d'Alene, Hayden, Post Falls, Rathdrum and Surrounding Areas.

Did you know there is still financing options available for manufactured homesNorth Idaho Real Estate Financing that are real property?  Below is an overview of the guidelines:

  1. Income limits apply (IHA)
  2. They can be financed as an FHA/VA/RD loan.  Must following FHA/VA/RD guidelines for manufactured homes
  3. Minimum credit score of 680
  4. Maximum diti 45%

 Also able to finance them as a conventional loan through IHA

  1. 20% down payment
  2. Minimum credit score of 680
  3. Maximum diti 41%

 IHA requires the following:

  1. Current engineers certification verifying the foundation meets HUD standards
  2. Copy of the fully-executed, recorded Intent to Declare Manufactured Housing as Real Property form
  3. Property must be a double-wide, constructed post June 15, 1976 on a concrete foundation moved from the factory to the present location and taxes as real estate.

If you are looking for this type of financing please give me a call and I can refer you to a qualified and reputable lender.

Free MLS Property Search at:

Contact:  Pam Jank, Realtor, ABR, GRI, CRS, RSPS, PPS
Previews Property Specialist
Web:  Coeur d'Alene Idaho Homes for Sale
Phone:  208-661-2282
Fax:  208-772-628 Toll Free:  800-829-2555 EXT.1275
1924 Northwest Blvd, Coeur d'Alene, ID  838314

 ABR Designation - Accredited buyer's representativeGRI Designation - Graduate Realtor InsituteCRS Designation - Certified Residential SpecialistRSPS Designation - Resort & Second Home Property SpecialistPreviews Property Specialist Designation

 Your North Idaho Real Estate Pro - Pam Jank



Pam Jank, CRS, GRI, ABR, CNE, RRS, Realtor(c)Pam Jank, CRS, GRI, ABR, CNE, RRS, Realtor(c)
Your North Idaho Real Estate Pro - Your Free Local MLS Property Search Link
208-661-2282 or Toll Free 800-829-2555 ext. 1275
Coldwell Banker Schneidmiller Realty
1924 Northwest Blvd, Coeur d'Alene ID 83814


Equal Opportunity HousingEqual Opportunity Housing

 Lake Coeur d'Alene

Comment balloon 3 commentsPam Jank • February 04 2011 02:25PM


Hi Pam,

You guys have snow in Idaho?

I assume this is a State Program, Iwish other states would follow suite. It is impossable to get a Manufactured home financed in Michigan.


Posted by Thomas Tom Carpenter (VanDyk Mortgage Corporation) over 9 years ago

Thomas,   We had quite a bit of unusual snow fall in November.  Two feet fell in 2 days.  December had a bit.  Not so much since then.  An inch will fall and then melt away just a quickly.  Strange year!

You might want to check with your local lenders.  I believe you have this there also.  Just be aware the MFG home has to be on a PERMANENT foundation and have been moved to the current site from the Manufacturer. 

Posted by Pam Jank, Your Coeur d'Alene & North Idaho Real Estate Pro (Coldwell Banker Schneidmiller Realty) over 9 years ago

Hi Pam, I know I'm way late to this party but I've been surfing the AR blog looking for members who post about the MH Industry. We're a Nationwide service company that specializes in engineered certifications, affidavits of affixture and foundation retrofitting, repair and installation.

We'd love to have you join our AR group and feel free to contribute anything you wish regarding the Factory Built Housing Industry be it HUD Manufactured or Modular. We will be happy to repost any good information to our sphere of influence.


Posted by John DL Arendsen, Crest Backyard Homes "ADU" dealer & Contractor (CREST BACKYARD HOMES, ON THE LEVEL GENERAL & FACTORY BUILT HOME CONTRACTOR, TAG REAL ESTATE SALES & INVESTMENTS) over 6 years ago