NORTH Idaho Real Estate Pro

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Past 39 Yrs of Mortgage Interst Rates - Remember 18.45%? Compare to 4%! - North Idaho Homes and Land for Sale

Remember October of 1981?   The Fixed Rate Mortage was 18.45%.   Makes our current 4% rates look pretty amazing, doesn't it!

Check out the past 39 years of Monthly Average Commitment Rates & Points On 30-Year Fixed-Rate Mortgages ( Since 1971)

 

2010 

 

Rate

Pts 

January

5.03

0.7

February

4.99

0.7

March

4.97

0.7

April

5.10

0.7

May

4.89

0.7

June

4.74

0.7

July

4.56

0.7

August

4.43

0.7

September

4.35

0.7 

October

4.23

0.8

November

4.30

0.8 

December

 

 

Annual Average

 

 

 

 

2009 

2008 

2007 

2006 

2005 

 

Rate

Pts 

Rate

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

January

5.05

0.7

5.76

0.4

6.22

0.4

6.15

0.5

5.71

0.7

February

5.13

0.7

5.92

0.5

6.29

0.4

6.25

0.6

5.63

0.7

March

5.00

0.7

5.97

0.5

6.16

0.4

6.32

0.6

5.93

0.7

April

4.81

0.7

5.92

0.4

6.18

0.5

6.51

0.6

5.86

0.6

May

4.86

0.7

6.04

0.5

6.26

0.4

6.60

0.5

5.72

0.6

June

5.42

0.7

6.32

0.7

6.66

0.4

6.68

0.5

5.58

0.6

July

5.22

0.7

6.43

0.6

6.70

0.4

6.76

0.5

5.70

0.5

August

5.19

0.7

6.48

0.7

6.57

0.4

6.52

0.4

5.82

0.5

September

5.06

0.7

6.04

0.7

6.38

0.5

6.40

0.5

5.77

0.6

October

4.95

0.7

6.20

0.6

6.38

0.5

6.36

0.4

6.07

0.5

November

4.88

0.7

6.09

0.7

6.21

0.4

6.24

0.5

6.33

0.6

December

4.93

0.7

5.29

0.7

6.10

0.5

6.14

0.4

6.27

0.5

Annual Average

5.04

0.7

6.03

0.6

6.34

0.4

6.41

0.5

5.87

0.6

 

 

2004 

2003 

2002 

2001 

2000 

 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

January

5.71

0.7

5.92

0.6

7.00

0.8

7.03

0.9

8.21

1.0

February

5.64

0.7

5.84

0.6

6.89

0.7

7.05

1.0

8.33

1.0

March

5.45

0.7

5.75

0.6

7.01

0.7

6.95

0.9

8.24

1.0

April

5.83

0.7

5.81

0.6

6.99

0.7

7.08

0.9

8.15

1.0

May

6.27

0.7

5.48

0.6

6.81

0.7

7.15

1.0

8.52

1.0

June

6.29

0.6

5.23

0.6

6.65

0.6

7.16

1.0

8.29

0.9

July

6.06

0.6

5.63

0.5

6.49

0.6

7.13

0.9

8.15

0.9

August

5.87

0.7

6.26

0.7

6.29

0.6

6.95

0.9

8.03

1.0

September

5.75

0.7

6.15

0.6

6.09

0.6

6.82

0.9

7.91

1.0

October

5.72

0.7

5.95

0.6

6.11

0.6

6.62

0.9

7.80

1.0

November

5.73

0.6

5.93

0.6

6.07

0.6

6.66

0.8

7.75

0.9

December

5.75

0.6

5.88

0.7

6.05

0.6

7.07

0.8

7.38

1.0

Annual Average

5.84

0.7

5.83

0.6

6.54

0.6

6.97

0.9

8.05

1.0

 

 

1999 

1998 

1997 

1996 

1995 

 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

January

6.79

0.9

6.99

1.4

7.82

1.8

7.03

1.8

9.15

1.8

February

6.81

1.0

7.04

1.2

7.65

1.7

7.08

1.7

8.83

1.9

March

7.04

0.9

7.13

1.2

7.90

1.8

7.62

1.8

8.46

1.8

April

6.92

1.0

7.14

1.0

8.14

1.7

7.93

1.8

8.32

1.9

May

7.15

1.0

7.14

1.1

7.94

1.7

8.07

1.7

7.96

1.8

June

7.55

1.0

7.00

1.0

7.69

1.7

8.32

1.7

7.57

1.8

July

7.63

1.0

6.95

1.1

7.50

1.8

8.25

1.8

7.61

1.8

August

7.94

1.0

6.92

1.1

7.48

1.7

8.00

1.7

7.86

1.8

September

7.82

1.0

6.72

1.0

7.43

1.7

8.23

1.7

7.64

1.8

October

7.85

1.0

6.71

0.9

7.29

1.7

7.92

1.7

7.48

1.9

November

7.74

1.0

6.87

0.9

7.21

1.7

7.62

1.8

7.38

1.8

December

7.91

1.0

6.74

1.0

7.10

1.8

7.60

1.7

7.20

1.8

Annual Average

7.44

1.0

6.94

1.1

7.6

1.7

7.81

1.7

7.93

1.8

 

 

1994 

1993 

1992 

1991 

1990 

 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

January

7.07

1.7

7.99

1.6

8.43

1.8

9.64

2.1

9.90

2.1

February

7.15

1.8

7.68

1.5

8.76

1.8

9.37

2.0

10.20

2.1

March

7.68

1.7

7.50

1.6

8.94

1.9

9.50

2.1

10.27

2.1

April

8.32

1.8

7.46

1.7

8.85

1.7

9.50

2.0

10.37

2.1

May

8.60

1.8

7.47

1.8

8.67

1.7

9.47

2.0

10.48

2.0

June

8.40

1.8

7.42

1.6

8.51

1.7

9.62

2.1

10.16

2.0

July

8.61

1.8

7.21

1.6

8.13

1.6

9.58

2.0

10.04

2.0

August

8.51

1.8

7.11

1.5

7.98

1.7

9.24

1.9

10.10

2.0

September

8.64

1.8

6.91

1.5

7.92

1.7

9.01

1.9

10.18

2.1

October

8.93

1.8

6.83

1.5

8.09

1.8

8.86

1.9

10.17

2.2

November

9.17

1.8

7.16

1.6

8.31

1.9

8.71

1.8

10.01

2.1

December

9.20

1.8

7.17

1.7

8.21

1.6

8.50

1.8

9.67

1.9

Annual Average

8.38

1.8

7.31

1.6

8.39

1.7

9.25

2.0

10.13

2.1

 

 

1989 

1988 

1987 

1986 

1985 

 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

January

10.73

2.1

10.38

2.0

9.20

2.2

10.89

2.3

13.08

2.5

February

10.65

2.2

9.89

2.1

9.08

2.1

10.71

2.3

12.92

2.4

March

11.03

2.2

9.93

2.0

9.04

2.1

10.08

2.3

13.17

2.6

April

11.05

2.2

10.20

2.1

9.83

2.3

9.94

2.2

13.20

2.6

May

10.77

2.1

10.46

2.1

10.60

2.3

10.15

2.3

12.91

2.5

June

10.20

2.1

10.46

2.0

10.54

2.2

10.69

2.3

12.22

2.5

July

9.88

2.1

10.43

2.0

10.28

2.2

10.51

2.2

12.03

2.5

August

9.99

2.1

10.60

2.2

10.33

2.1

10.20

2.1

12.19

2.6

September

10.13

2.0

10.48

2.1

10.89

2.2

10.01

2.2

12.19

2.6

October

9.95

2.0

10.30

1.9

11.26

2.2

9.98

2.1

12.14

2.5

November

9.77

2.0

10.27

2.1

10.65

2.1

9.70

2.0

11.78

2.4

December

9.74

2.0

10.61

2.1

10.64

2.1

9.32

2.1

11.26

2.3

Annual Average

10.32

2.1

10.34

2.1

10.21

2.2

10.19

2.2

12.43

2.5

 

 

1984 

1983 

1982 

1981 

1980 

 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

January

13.37

2.3

13.25

2.2

17.48

2.2

14.90

2.0

12.88

1.6

February

13.23

2.4

13.04

2.0

17.60

2.2

15.13

2.0

13.04

1.6

March

13.39

2.4

12.80

2.2

17.16

2.2

15.40

2.0

15.28

2.0

April

13.65

2.4

12.78

2.1

16.89

2.3

15.58

2.0

16.32

1.9

May

13.94

2.5

12.63

2.1

16.68

2.3

16.40

2.1

14.26

1.9

June

14.42

2.5

12.87

2.1

16.70

2.2

16.70

2.1

12.71

1.8

July

14.67

2.6

13.43

2.2

16.82

2.2

16.83

2.1

12.19

1.8

August

14.47

2.6

13.81

2.2

16.27

2.3

17.28

2.1

12.56

1.7

September

14.35

2.6

13.73

2.2

15.43

2.3

18.16

2.1

13.20

1.7

October

14.13

2.6

13.54

2.1

14.61

2.2

18.45

2.3

13.79

1.7

November

13.64

2.5

13.44

2.1

13.82

2.2

17.82

2.1

14.21

1.7

December

13.18

2.5

13.42

2.2

13.62

2.2

16.95

2.1

14.79

1.7

Annual Average

13.88

2.5

13.24

2.1

16.04

2.2

16.63

2.1

13.74

1.8

 

 

1979 

1978 

1977 

1976 

1975 

 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

January

10.39

1.5

9.01

1.3

8.72

1.1

9.02

1.1

9.43

1.2

February

10.41

1.5

9.14

1.3

8.67

1.1

8.81

1.0

9.10

1.2

March

10.43

1.5

9.20

1.3

8.69

1.2

8.76

1.3

8.89

1.1

April

10.50

1.5

9.35

1.3

8.75

1.1

8.73

1.3

8.82

1.0

May

10.69

1.6

9.57

1.3

8.83

1.1

8.76

1.3

8.91

1.1

June

11.04

1.6

9.71

1.4

8.86

1.1

8.85

1.3

8.89

1.0

July

11.09

1.7

9.74

1.4

8.94

1.1

8.93

1.2

8.89

1.1

August

11.09

1.7

9.78

1.3

8.94

1.1

9.00

1.2

8.94

1.1

September

11.30

1.6

9.76

1.3

8.90

1.1

8.98

1.2

9.12

1.1

October

11.64

1.7

9.86

1.2

8.92

1.2

8.92

1.2

9.22

1.1

November

12.83

1.7

10.11

1.2

8.92

1.1

8.81

1.3

9.15

1.1

December

12.90

1.6

10.35

1.4

8.96

1.2

8.79

1.2

9.10

1.1

Annual Average

11.20

1.6

9.64

1.3

8.85

1.1

8.87

1.2

9.05

1.1

 

 

1974 

1973 

1972 

1971 

 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

Rate 

Pts 

January

8.54

1.0

7.44

0.9

7.44

1.0

na

na

February

8.46

1.0

7.44

1.0

7.32

0.9

na

na

March

8.41

1.0

7.46

0.9

7.29

0.9

na

na

April

8.58

1.0

7.54

0.9

7.29

0.9

7.31

na

May

8.97

1.1

7.65

0.9

7.37

0.9

7.43

na

June

9.09

1.2

7.73

0.9

7.37

0.9

7.53

na

July

9.28

1.3

8.05

1.0

7.40

0.9

7.60

na

August

9.59

1.3

8.50

1.0

7.40

0.9

7.70

na

September

9.96

1.4

8.82

1.1

7.42

1.0

7.69

na

October

9.98

1.5

8.77

1.1

7.42

1.0

7.63

na

November

9.79

1.4

8.58

1.0

7.43

1.0

7.55

na

December

9.62

1.3

8.54

1.0

7.44

1.0

7.48

na

Annual Average

9.19

1.2

8.04

1.0

7.38

0.9

na

na

Free MLS Property Search at:  www.SellingNorthIdaho.com

Contact:   Pam Jank, Realtor, ABR, GRI, CRS, RSPS, PPS
Previews Property Specialist
Web:  Coeur d'Alene Idaho Homes for Sale
email to:pamjank@hotmail.com
Phone:  208-661-2282
Fax:  208-772-628 Toll Free:  800-829-2555 EXT.1275
COLDWELL BANKER SCHNEIDMILLER REALTY
1924 Northwest Blvd, Coeur d'Alene, ID  838314

ABR Designation - Accredited buyer's representativeGRI Designation - Graduate Realtor InsituteCRS Designation - Certified Residential SpecialistRSPS Designation - Resort & Second Home Property SpecialistPreviews Property Specialist Designation

Your North Idaho Real Estate Pro - Pam Jank


CONTACT INFO:

Pam Jank, CRS, GRI, ABR, CNE, RRS, Realtor(c)Pam Jank, CRS, GRI, ABR, CNE, RRS, Realtor(c)
Your North Idaho Real Estate Pro
www.SellingNorthIdaho.com - Your Free Local MLS Property Search Link
208-661-2282 or Toll Free 800-829-2555 ext. 1275
Coldwell Banker Schneidmiller Realty
1924 Northwest Blvd, Coeur d'Alene ID 83814
 

 

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Comment balloon 0 commentsPam Jank • December 20 2010 03:09PM
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